Infertility is rarely discussed yet fairly common. According to statistics from FertilityIQ, it impacts one in eight Americans. That’s more than those with diabetes, breast cancer, or Alzheimer’s disease.

Yet as prevalent as infertility is, insurance rarely provides much if any coverage for treatments. Only a few states mandate that insurance policies must offer some coverage for infertility treatments and, of those, even fewer require medical insurance to provide coverage for in-vitro fertilization (IVF). You can find a complete list of states with infertility treatment laws at Resolve, the website of the National Infertility Association.